DISCLOSURES

DISCLOSURES

Institute LA of Finance (iLAfin) is a financial education and training company established in USA. Our headquarters are located in South Florida with additional locations and staff located throughout the Americas region. We are composed of a team of professionals with focused expertise in financial services, securities and trading, education and training, and related topics impacting the Americas region.  We are a privately-held for-profit corporation registered in the United States and are not currently an Institution of Higher Education or registered secondary or vocational school in the United States.

Institute LA of Finance (iLAfin) provides its clients with exclusive and proprietary financial and education training services and also serves as an aggregator and integrator of related products and services of select partner firms.  In remuneration for its products and services, Institute LA of Finance (iLAfin) receives payment in the form of cash tuition and other fees payable by its clients or by organizations paying such fees on their behalf.  Institute LA of Finance (iLAfin) also provides free tuition in the form of scholarships to selected individuals who have demonstrated exemplary academic promise and achievement and who may be undergoing financial hardship. Upon identification of potential candidates, all such scholarships are awarded at the sole discretion of Institute LA of Finance (iLAfin) and its Academic Board of Advisors.

Institute LA of Finance (iLAfin) also provides registered members, who are not required to be enrolled in its financial training and education programs, with free access to a wide array of both proprietary and third-party educational resources including training materials, tests, videos, news, career guidance, opinion and other related resources.  Individuals and organizations that register as members agree to provide the Firm with certain information, the nature and use of which is strictly subject to our PRIVACY POLICY.

Institute LA of Finance (iLAfin) may also receive compensation generated from advertisers on its website, within its member portals and through email newsletters and other forms of its communication. Institute LA of Finance (iLAfin) also may receive remuneration from affiliated parties, including but not limited to its partner firms, in exchange for leads and customers generated through opt-in programs offered to its clients.  Such arrangements do not compromise the privacy and confidentiality of clients who do not wish to engage with providers of products and services they are not interested in but do serve to keep tuition and related fees at reasonable levels for our clients than if such programs were not in place.

In the course of its education and training services, Institute LA of Finance (iLAfin) does not render specific investment advisory services to clients and as such, does not function in the capacity of an investment advisor or other investment intermediary, and does not offer specific investment advice or recommendations.  Additional information is available upon request.

BUSINESS CONTINUITY PLAN

As an integral component of its internal policies, processes and procedures, Institute LA of Finance (iLAfin) maintains a Business Continuity and Disaster Recovery Plan (BCP) detailing how the firm and its employees will respond to unforeseen events that have the potential of significantly disrupting its business and to minimize the impact of such disruptions and continue to provide products and services to its clients in a timely manner.  Since the precise manner, timing and impact of such disruptions including Acts of Nature are often unpredictable, and as the Firm’s operations and external relationships change and evolve, Institute LA of Finance (iLAfin) continually updates its BCP to be up-to-date and allow for maximum controlled flexibility in its response to actual events as they occur.  The following information is being provided to you regarding our business continuity plan.

Contact Numbers – if following a significant business disruption or event, you are unable to contact the firm at its main number 954-471-6163, please attempt to call our alternative emergency numbers at 954-642-8527.  In conjunction, you can also attempt to reach us as the following email address in place to communicate in the event of such events and emergencies: businessrecovery@ilafin.com

Our Business Continuity Plan

Institute LA of Finance (iLAfin) has enacted contingency planning to: quickly recover and resume business operations after a significant business disruption; safeguard its employees and property; quickly undertake financial and operational assessments, protect the Firm’s books and records, and enable its customers to continue to transact business with the Firm.

Institute LA of Finance (iLAfin) BCP addresses comprehensive data back-up and recovery; mission-critical systems; financial and operational assessments; alternative equipment and technologies; communications with customers, employees and critical suppliers; alternate physical locations of employees and back-up roles in event of emergency; impact on critical suppliers, contractors, banks and counter-parties.

While every emergency situation poses unique problems based on external factors, such as time of day and the severity of the disruption, it is our objective to restore operations and be able to complete existing business and/or continue to conduct business within a reasonable amount of time based on robust and fully redundant systems, fault tolerance and effective recovery from system errors or disruptions.

The Firm’s BCP is comprehensive and updated frequently. Specifically, it identifies critical personnel necessary for the continuance of the Firm’s operations and assigns backup staff to take on predetermined roles during unforeseen events.  All such critical and back-up personnel have access tools and technologies to enable them to work from alternate sites and/or telecommute.  Key suppliers including hosting providers and other critical partners and vendors are documented and include the emergency contact numbers and the BCP policies and procedures of each supplier.  All critical equipment is inventoried and documented, and back-up equipment is assigned, and contingent sources are identified in event of disruptions or failures.  Corporate documents are consolidated and stored in secure, fireproof locations. Updated and revised copies of the Firm’s BCP policies are distributed to all employees.

Severity of Disruptions

Significant business disruptions can vary in their scope, and may affect only our firm, the buildings housing our firm, the business district where our firm offices and data centers are located, the cities where we are located, or entire regions. Within each of these areas, the severity of the disruption can also vary from minimal to severe. In a disruption to only our firm or the buildings housing our firm, we will transfer our operations to affiliate sites or to a local site when needed and expect to recover and resume business within 1 business day. In a disruption affecting our business district, city, or region, we will transfer our operations to a site outside of the affected area and recover and resume business within 3 business days. In either situation, we plan to continue in business, and notify you by telephone or our customer emergency number, 954-471-6163. If the significant business disruption is so severe that it prevents us from remaining in business, we will inform you as soon as possible.

PRIVACY POLICY

This privacy policy sets out how Institute LA of Finance (iLAfin) uses and protects any information that you give to us when you register to use this website or enroll in any of our financial training and education programs.
 We are committed to ensuring that your privacy is protected.  Should we ask you to provide certain information by which you can be individually identified by using this website and engaging with any out of other related products and services, then you can be assured that it will only be used in accordance with this privacy statement.  We may change this policy from time to time by updating this page and we encourage you to check this page occasionally to ensure that you are satisfied with any such changes. This policy is effective from 1/1/2014.

What we collect and We may collect the following information:

· name, organization and job title

· contact information including email address

· demographic information such as postcode, preferences and interests

· other information relevant to customer surveys and/or offers

· payment information

What we do with the information we gather
We require this information to understand your needs and provide you with a better service, and in particular for the following reasons:

• Internal record keeping.

• We may use the information to improve our products and services.

• We may periodically send promotional email about new products, special offers or other information which we think you may find interesting using the email address which you have provided.

• From time to time, we may also use your information to contact you for market research purposes. We may contact you by email, phone, fax or mail.

• We may use the information to customize the website according to your interests.

• We may provide your information to our third-party partners for marketing or promotional purposes.

• We may need to provide this information to persons assessing compliance with industry standards or to the attorneys, accountants and auditors of the firm.

• We may need to provide this information in connection with a sale or merger involving Institute LA of Finance (iLAfin) business.

• We may need to use this information protect against or prevent actual or potential fraud, identity theft, unauthorized transactions, claims or other liability.

• We may need to use this information to comply with federal, state or local laws, rules and other applicable legal requirements.

• We will never sell your information.

Security 
We are committed to ensuring that your information is secure. In order to prevent unauthorized access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

How we use cookies 
A cookie is a small file which asks permission to be placed on your computer’s hard drive. Once you agree, the file is added, and the cookie helps analyze web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences. 

We use traffic log cookies to identify which pages are being used. This helps us analyze data about web page traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system. 

Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us. 

You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.

Links to other websites
Our website may contain links to enable you to visit other websites of interest easily. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

Controlling your personal information
You may choose to restrict the collection or use of your personal information in the following ways:

• whenever you are asked to fill in a form on the website, look for the box that you can click to indicate that you do not want the information to be used by anybody for direct marketing purposes

• if you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by writing to or emailing us at privacypolicy@ilafin.com

We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law. We may use your personal information to send you promotional information about third parties which we think you may find interesting if you tell us that you wish this to happen. You may request details of personal information which we hold about you under the Data Protection Act 1998. A small fee will be payable. If you would like a copy of the information held on you, please write to us. If you believe that any information we are holding on you is incorrect or incomplete, please write to or email us as soon as possible, at the above address. We will promptly correct any information found to be incorrect.

If you have questions about any of the information provided above, please contact Institute LA of Finance (iLAfin) at 954-471-6163 or privacypolicy@ilafin.com

We speak Education. We know the process.
We live the risks and rewards of the markets.
We understand what you need to learn.
We are your iLAfin.

iLAfin.com promueve la “alfabetización” financiera de los latinoamericanos que viven en la región de las Américas incluyendo a los Estados Unidos.
iLAfin también incorporará a los americanos que necesitan una ayuda y guía profesional para conocer el mercado de valores.
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iLAfin.com promotes Financial Literacy to Latin Americans living both in the U.S. and Latin America.
iLAfin goes one step further in providing a “lead-in, hand holding approach” for all Americans entering the thrilling financial sector.
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